Understanding Renters Rights in the UK: What Every Tenant Should Know

Letting Landlords

Posted in Oct 18 , 2024

For tenants across the UK, renting a property can sometimes feel daunting due to complex contract rules that may shift towards the landlords. But, if you’re fully aware of the rights, it can change the scenario instantly, ensuring that you are protected and given power during your renting time. The government has created the right to offer a fair environment with a competitive grounding in the rental market.

What are Renters' Rights in the UK?

Renters rights in the UK are primarily governed by a series of regulations aimed at safeguarding tenants, regardless of their rental situation. Whether you are renting through a private landlord, housing association, or a letting agent, these protections are fundamental to ensuring your wellbeing as a tenant. These rights don’t just benefit tenants; they also create a clear structure for landlords, ensuring mutual respect and clear communication. Let’s have a look at some of the common rights in the Government Act:

1. Right to a Safe and Habitable Home

One of the most common rights for renters is the right to live in a safe and habitable home. Under the Homes (Fitness for Human Habitation) Act 2018, landlords are required to maintain the property to a standard that is free from hazards. This includes primary areas like heating, electrical safety, and the overall structural condition of the building. If your landlord fails to address safety concerns, tenants are encouraged to report these issues and can even take legal action if necessary.

2. Deposit Protection

There was a time when tenants would lose their deposits for no actual reason, but this law was changed after the Tenancy Deposit Protection (TDP) schemes. Government-backed schemes ensure that your deposit is safe and will be returned if the terms of your tenancy are met. This means landlords cannot simply withhold your deposit, and if they do, tenants have the power to file a case against this. As a tenant, you should understand how these schemes work and your ability to claim compensation if your deposit is mishandled.

3. Fair Rent and Transparency

UK rental agreements must be transparent, meaning landlords cannot increase rent suddenly. Under UK law, landlords must outline rent increases within the tenancy agreement, and these must reflect the rental market rates. Suppose you feel that your rent increase is unfair. In that case, there are possibilities to challenge this via the First-tier Tribunal, which is a valuable protection for renters in today’s economic climate.

4. Right to Peaceful Enjoyment

Renters are legally entitled to enjoy their rented home without unnecessary interference from the landlord. This protection, known as the right to quiet enjoyment, ensures that landlords cannot enter your property without appropriate notice. If a landlord consistently violates this right by showing up unannounced, or behaves in a harassing manner, tenants have the ability to seek legal recourse. It is a vital protection, ensuring that tenants feel secure and respected during their tenancy.

5. Eviction Procedures

Eviction is a stressful situation for any tenant, but landlords must follow strict procedures in the UK to carry out a lawful eviction. There are two main eviction routes: a Section 21 notice (no fault) and a Section 8 notice (breach of tenancy terms). If you understand these processes, you can clarify your rights to challenge an eviction, especially if it seems unjust or improperly handled. Knowing when and how you can contest an eviction is the key, especially as the rental landscape becomes increasingly competitive.

6. Right to Information

Landlords are legally required to provide tenants with certain documents, such as the How to Rent guide, an Energy Performance Certificate (EPC), and a Gas Safety Certificate. These documents ensure that you are informed about your rights and the condition of the property. If your landlord does not provide these, it could affect their ability to legally evict you. So, you can ask about these documents; if they still fail to provide, you can take it up to the council.

7. Maintenance and Repairs

One of the most common issues faced by tenants is maintenance. As a renter, you have the right to live in a property that is in good condition. This includes functioning heating systems, plumbing, and structural integrity. If repairs are not carried out in a timely manner, you may request compensation or carry out the repairs yourself and deduct the cost from your rent (with proper legal advice from a company like Cribs Estate).

8. Protection from Discrimination

The Equality Act 2010 protects tenants from discrimination based on characteristics such as race, gender, disability, and more. If you feel that you have been discriminated against when renting, whether during the application process or as a current tenant, you can take legal action to ensure your rights are upheld.

9. Rent Repayment Orders

If your landlord operates without the required licenses or breaches housing laws, tenants can apply for a Rent Repayment Order (RRO). With this step, you can claim back up to 12 months' worth of rent if the landlord still needs to follow the correct legal procedures. This is relevant mainly in areas with Selective Licensing schemes.

10. Freedom to Challenge Unfair Fees

Under the Tenant Fees Act 2019, tenants are protected from being charged excessive or hidden fees by letting agents or landlords. The law has a bracket for holding deposits, bans administrative fees, and restricts charges related to contract changes, key replacements, and late rent payments. If you think you are charged unfairly, you can report it to your local council or the Trading Standards authority.

How Can Cribs Estates Help?

Cribs Estates supports tenants across the UK, ensuring that renters are well-informed about their rights and protected throughout their tenancy. Whether you need help understanding your contract, resolving disputes with your landlord, or ensuring your deposit is secured properly, Cribs Estates is there to assist. Our expertise in property management and tenant advocacy ensures that you get the fair treatment you deserve, making your renting experience smooth and transparent.

Shared on social media

Comments

Enquiry form

Latest Blogs

HMRC MTD Self-Employed Landlords 2026: Complete Guide

MTD, known as Making Tax Digital, is a strong initiative taken by HM Revenue and Customs to move the tax reporting fully digital. After April 2026, MTD will become mandatory for self-employed landlords with a combined annual income of £50,000 or more from property and self-employment. This means landlords will need to keep their financial records digitally and send quarterly updates to HMRC rather than submitting a single annual tax return. The goal is to make tax reporting easier, more accurate, and less dependent on paperwork. If you own rental properties or are self-employed, it’s important to understand how these new rules affect you. Who Must Comply from April 2026 From 6 April 2026, MTD for Income Tax Self-Assessment will apply to: Self-employed landlords earning over £50,000 a year A year later, in April 2027, it will apply to those earning £30,000 or more. Landlords with incomes below this threshold will be brought into the system at a later stage, although HMRC has not yet confirmed when this will be. If you are a landlord who owns multiple properties, remember that the threshold is based on total income, not per property. For example, if you earn £30,000 from your freelance work and £25,000 from rental income, your combined total is £55,000, meaning you must follow MTD rules from April 2026. What MTD Means for Self-Employed Landlords Under MTD, you will need to: Keep digital records of your property income and expenses using MTD-compatible software (like QuickBooks, Xero, or FreeAgent). Send quarterly updates to HMRC summarising your income and expenses. Submit an End-of-Period Statement (EOPS) at the end of the tax year to finalise your figures. File a Final Declaration to replace the old Self-Assessment tax return. Preparing Your Property Business for MTD The best time to start preparing for MTD is now! You can begin by: Using digital accounting software that HMRC approves. Separating business and personal finances, so property income and expenses are easy to track. Keeping receipts and invoices digitally, either scanned or through an app. Checking your total income to see if you fall under the £50,000 threshold. Planning quarterly updates, ensuring your records are complete and ready for each submission. Common Pitfalls and How to Avoid Them Other common issues include: Missing quarterly deadlines. Not keeping all property income records in one place. Joint ownership complications: each owner must report their share separately. Using software that is not MTD-ready. Property Income and MTD: What Counts Your property income includes: Rent received from residential or commercial tenants. Income from furnished holiday lettings in the UK or abroad. Any service charges or additional payments received from tenants. However, landlords who let properties through a limited company will not be affected by MTD for Income Tax. They must continue to file through Making Tax Digital for VAT or Corporation Tax instead. The Cost of Compliance The cost of switching to digital records varies depending on the software and level of support you choose. Many MTD-compatible software options start at £10-£30 per month, offering automatic syncing with bank accounts, rent payments, and expense tracking. For landlords with multiple properties, this investment can save significant time and reduce errors that could otherwise lead to penalties. How Cribs Estates Can Help At Cribs Estates, we understand that property management is not just about finding tenants; it’s also about staying compliant and stress-free. Our landlord support services include organised rent collection, digital record-keeping, and property expense tracking that make tax reporting simpler. We work closely with trusted accounting partners to ensure landlords have access to the right tools and advice for MTD compliance. Whether you have one rental or a whole portfolio, we’ll help you prepare for the 2026 changes so your property business runs smoothly. Our team also ensures that all documentation, from tenancy agreements to maintenance costs, is recorded accurately, making quarterly reporting easier when MTD becomes law. FAQs on HMRC MTD Self-Employed Landlords 2026 1. Does MTD apply if I only rent out one property?Yes, if your total income from all sources, including self-employment, exceeds £50,000 from April 2026. 2. Do I still need to file a tax return?You’ll no longer file a single annual Self-Assessment. Instead, you’ll submit quarterly updates and a final declaration through MTD-approved software. 3. Can my letting agent help with MTD?Yes. Agents like Cribs Estates can support digital record-keeping and provide reports that make quarterly updates easier.

New Build Houses for Sale in Surrey

Searching for new build houses for sale in Surrey? Cribs Estates specialises in finding the dream homes for buyers, investors, and families in the South East. Surrey has new developments going on with beautiful designs, transport links and green parks that make it ideal for living.Key Reasons People Choose New BuildsDesigns are getting better: Developers today focus on light-filled interiors, open-plan kitchens, and contemporary finishes that suit today’s lifestyles.Energy efficiency: New homes come with better insulation, double glazing, and eco-friendly heating systems that help reduce monthly energy bills.Warranty and peace of mind: Most new build houses include a 10-year structural warranty, ensuring long-term security for buyers.Low maintenance: Everything from plumbing to roofing is brand new, so you won’t need repairs or renovations for years.Great connectivity: Surrey is well-linked to Central London, Heathrow, and Gatwick through frequent trains and motorways like the M25 and A3.Popular Areas for New Build Houses in SurreyYour dream house in Surrey is waiting for you. Cribs Estates has already helped buyers to get best investment in top places of Surrey including:GuildfordA peaceful town with a proper schooling system, shopping, and transportation facilities. New houses built here are mostly along the riverside but they are all modern houses.WokingIt's an ideal place for professionals and commuters as the new builds in Woking offer an urban environment whilst being just minutes away from London via train. Epsom & EwellFamous for being family-friendly, this area is surrounded with parks, top schools, and stylish home designs that are similar to Epsom Downs.Redhill & ReigateWithin recent years, these towns have grown rapidly because the buyers love the balance between countryside and modern London.Cobham & EsherThis area attracts buyers seeking for luxury new build houses that have large gardens, high quality interiors and strong gate access. Cribs Estates agents are always ready to help you compare options based on requirements.Our Services for Buyers and InvestorsCribs Estates offers complete property solutions to get the best deals of homes in Surrey. Some of the common services we offer include:New Build Property SearchOur team has access to all local developer listings including upcoming projects even before they reach the market. We shortlist the right properties as per your preference of the location, size, and pricing. Support for Viewing Our team ensures proper viewing of homes for the visitors and handles all the communication whilst guiding about all upgrades. Expert Buying GuidanceFrom the offer to exchanging contracts with clients, we ensure every stage is running in a smooth manner. We can also help in case of any mortgage advisory, solicitation, or surveys. Off-Plan InvestmentsFor investors who are searching for a strong capital appreciation potential before the completion, we offer a plan to get off-plan new build homes at early prices.Benefits of Buying a New Build Home in SurreyNew homes are built as per modern energy standards, cutting monthly bills by up to 30% compared to older properties.As you’re the first owner, you avoid the stress of long property chains.Developers often offer phased or incentive-based payment options.Surrey’s new builds are always in high demand, ensuring your investment retains value.New developments often include secure parking, landscaped gardens, and communal green spaces ideal for families.Why Choose Cribs Estates?We have over a decade of experience in helping buyers, landlords, and investors to decide where and why to invest in London and Surrey. When you work with us, you get:In-depth local knowledge of Surrey’s towns, schools, and transport connectionsAccess to verified developers and pre-launch opportunitiesPersonalised service as we match homes to your lifestyle and budgetTransparent process with no hidden feesA team available even after completion for lettings, resale, or management needsFrequently Asked QuestionsQ: Can Cribs Estates help me find off-market new builds in Surrey?Yes. We work with several developers who offer pre-market or limited-release homes.Q: What kind of new build homes are available in Surrey?You can find everything from one-bedroom flats to luxury detached houses and gated developments.Q: Do new builds in Surrey qualify for any government schemes?Some new developments may offer shared ownership or first-time buyer incentives, depending on availability.Q: How long does it take to buy a new build home?If buying an already completed home, it can take 6–10 weeks. For off-plan, the timeline depends on the construction stage.Get Started with UsContact us at +44 2034 4115 71 or email info@cribsestates.co.uk to schedule a consultation. Let Cribs Estates take the stress out of buying new houses for sale in Surrey and help you maximise your returns.

HMO Sourcing Agents London

HMOs can become a worthwhile investment and a source of long-term passive income. But converting your regular properties into HMOs can be challenging due to complex issues, including health and safety regulations, planning restrictions, and legal requirements. What Can We Do For You?At Cribs Estates, we specialise in sourcing and managing HMO properties across London. Our team helps investors find, assess, convert, and manage high-end HMO properties that generate steady income and long-term growth.Our Complete HMO Services1. HMO Property SourcingGet details on the best properties with potential to convert or that are already licenced as HMOs. We have strong marketing insights to help shortlist top-performing properties that align with investment goals and trends. Our team also negotiates the best price on your behalf. 2. Investment Appraisal & Due DiligenceOur team analyses the property's true potential before preparing an investment report. We assess local demand, expected rental income, renovation costs, and long-term value, helping you avoid costly mistakes when purchasing the property. 3. Conversion & Refurbishment SupportWith proper planning, many standard homes can be turned into successful HMOs. We have the most experienced builders and specialists to plan and guide you at every step until the conversion, ensuring your property meets all fire and safety requirements. Standards required by the official London councils. 4. Licensing & Compliance SupportAlthough the HMO rules vary depending on the licence, our team ensures you apply for a new licence or renew the existing one, with proper safety checks. We stay updated on every change in the local area, so our managed properties remain compliant. 5. Letting & ManagementAfter your HMO is ready, our lettings and management team will ensure team sourcing, rent collection, maintenance, and inspections. Our focus is to minimise the void period whilst keeping the tenants happy and your property fully maintained. 6. Portfolio Growth & Exit StrategiesFor landlords who want to expand, we offer long-term portfolio planning. Whether you need to refinance, sell, or grow your HMO holdings in the UK, we ensure the best strategy. Who Needs to Invest in HMO Property Sourcing?Landlords who have multiple portfolios and want to earn 30-50% higher rental yields than the traditional single-let property across London. Areas including Croydon and Clapham, through to Tooting and Wimbledon, have seen the highest demand for HMOs as professionals seek flexible housing options. Benefits of Using HMO Sourcing Agents LondonSave Time: We handle property search, negotiation, and due diligence so you can focus on results.Access Opportunities: Many profitable HMO deals are off-market, and we bring those directly to you.Reduce Risk: Our checks ensure you avoid properties with low returns or compliance issues.Expert Licensing Knowledge: We stay up to date with all London council regulations and legal changes.Better ROI: With our sourcing and management expertise, you can maximise both yield and capital appreciation.Hands-Off Investment: We manage everything from start to finish, sourcing, converting, letting, and maintaining your property.Key Requirements for HMO Property InvestmentRequired for properties housing five or more people forming two or more households, though some councils require licences for smaller HMOs too.Bedrooms must meet minimum space requirements as set by local councils.Must include fire doors, smoke alarms, fire extinguishers, and emergency lighting where required.Annual gas safety checks and five-year electrical checks are mandatory.In some boroughs, converting a home into an HMO may require planning consent.All tenants must be verified under the UK Right to Rent regulations.Frequently Asked Questions (FAQs)1. What areas in London are best for HMO investment?Areas such as Croydon, Tooting, Clapham, Wimbledon, and South West London offer high rental demand, affordable property prices, and good transport links, making them excellent choices for HMO investment.2. Do I need a licence for every HMO property?Yes, most HMOs in London require a licence. Rules vary by council, but any property with five or more tenants from two or more households must have one.3. How much yield can I expect from an HMO?Yields typically range from 7% to 12%, depending on the property type, location, and management efficiency.4. Can Cribs Estates manage my HMO after purchase?Absolutely. We offer full HMO management, including tenant sourcing, rent collection, maintenance, and compliance checks.5. What budget do I need to start investing in HMOs?It depends on the area and property type. In many London suburbs, you can begin with properties starting around £400,000–£600,000, plus any conversion costs.Get Started with Cribs EstatesWhether you’re buying your first HMO or expanding your property portfolio, Cribs Estates is among the most trusted HMO sourcing agents in London. Contact us at +44 2034 4115 71 or email info@cribsestates.co.uk to schedule a consultation. Let Cribs Estates take the stress out of property management and help you maximise your returns.

HMO Regulations 2026: What Landlords Need to Prepare For

Landlords who have let Houses in Multiple Occupation (HMOs) are now facing a new wave of regulatory updates. The HMO Regulations 2026 are expected to raise the compliance standards for properties to ensure energy-saving and tenant welfare. Whether you own a small shared flat or manage several largeHMOs, it’s important to know what is changing so you can be prepared in advance and avoid costly penalties. What Is an HMO? AHouse in Multiple Occupation (HMO) is any property rented out by three or more unrelated tenants who share facilities such as a kitchen or bathroom. Examples include student houses, professional accommodation, and converted flats. The majority of HMOs require a licence, and landlords must meet specific standards regarding room sizes, fire safety, and facilities. But as 2026 approaches, several proposed updates could reshape how it is legally and responsibly managed. Key HMO Regulation Changes Expected in 2026 Here’s what we know so far… 1. EPC Ratings are going to be stricter The government has been pushing for net-zero housing, and all rental properties, including HMOs, are expected to require an EPC rating of at least C by 2026. Any landlord who fails to meet the requirements will face legal battles. It will all come down to upgrading the insulation, heating system, and lighting. 2. The Local Authority will get more powers Local councils are likely to gain more power to enforce licenses and HMO inspections. Many councils have already been working on licencing schemes, but after the 2026 regulations, enforcement will apply across the UK. Landlords who rent without the correct licence risk fines of up to £30,000 and repayment orders. 3. Improved Health and Safety Requirements You can expect updated standards around fire safety equipment, ventilation, and overcrowding limits. The 2026 update will likely align more closely with modern building safety regulations, especially following concerns about tenant welfare and fire incidents in shared properties. 4. Digital Compliance and Record-Keeping The new rules may also require digital submission of HMO documents, such as gas safety certificates, electrical reports, and tenant details. This could make it easier for councils to track compliance in real-time, and for landlords to show they are transparent. Why These Changes Matter for Landlords The 2026 regulations look to raise living standards and ensure safer, greener rental homes. Whilst these goals are positive, they do bring challenges for landlords: Meeting EPC standards for insulation, boiler replacements, or double glazing. Local authorities are expected to conduct regular compliance checks. Digital systems mean no more missing paperwork or expired certificates. Preparing Your HMO for 2026 Here’s how landlords can start working on the new regulations today: If your property is rated D or lower, arrange an energy assessment to identify affordable improvements. Make sure it’s up to date and complies with current local rules. Test smoke alarms, fire doors, and ensure all electrical checks (EICR) are up to date. Store tenancy agreements, inspection reports, and maintenance logs. Partnering with property managers who specialise in HMO compliance can help you stay ahead of upcoming changes. How Cribs Estates Can Help At Cribs Estates, our property management experts have already helped Landlords stay active and ready for the new regulations and government guidelines, ensuring their properties remain fully compliant, energy-efficient, and profitable. We can help you with: HMO licensing and renewals Energy efficiency upgrades Tenant management and inspections Full compliance documentation Our team can review your current property setup and guide you through every step to make compliance simple and give you the peace of mind you deserve. FAQs About HMO Regulations 2026 1. Will existing HMOs need to reapply for a new licence in 2026?If the local council implements the new licencing policies, yes, some landlords will have to renew their licences. Your solicitor can help you check if it’s required. 2. How much could it cost to upgrade an HMO to EPC ?The costs depend on the property's size and age. Standard upgrades such as insulation, LED lighting, and efficient boilers can cost £2,000 to £7,000 per property. 3. What happens if I don’t comply with the new 2026 rules?If you do not comply with new policies, it could result in fines, licence revocation, rent repayment orders, or even face legal action for failing to ensure tenant safety.

Property search

Residential Lettings

Residential Sales

HMO

Commercial Sales Commercial Lettings

Price

Min price

Max price

Number of Bedrooms

Min bedrooms

Max bedrooms

Find properties